My friend had a minor fire in his attic Friday and then had a major fire in 12 hours which burned 3/4 of his home. He lost all that he was putting back the last 18 months in way of supplies.
What started as a small fire was extenguished but there was a tiny ember which dodged the hundreds of gallons of water and that little ember came back to life 12 hours later.
If anyone gets in this situation, I would strongly urge you to set an alarm and go back to check for new smoke or flames several hours after the firetruck is gone. The insurance company will put you up in a nice room after fire/smoke damage but it is up to you to take this extra step . Set the alarm and get your ass up to go check on your home for new smoke or flames.
This is the second time I've seen fire reignited after the firetruck was gone. I even told my buddy to come back at midnight to check. Insurance will not cover most of his supplies and it will be an inconvenience trying to get caught back up.
Fire protection and a plan for it at your location is essential as a security plan.